Workers Compensation

•    Specific Injury
•    Cumulative Trauma
•    Temporary Disability
•    Permanent Disability
•    Medical Treatment
•    Vocational Rehabilitation

Workers compensation is a form of insurance that provides compensation medical care for employees who are injured in the course of employment, in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.  The tradeoff between assured, limited coverage and lack of recourse outside the worker compensation system is known as "the compensation bargain."  While plans differ between jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance). General damages for pain and suffering, and punitive damages for employer negligence, are generally not available in worker compensation plans.
Two sources provide comprehensive information regarding Workers Compensation laws in Rhode Island:

http://www.dlt.ri.gov/wc/

http://www.dlt.state.ri.us/Regulatory.htm

Law Offices of Joseph J. Voccola, Esq.

454 Broadway
Providence, RI 02909
Phone: 401-751-3900
Fax: 401-751-8983
Email: joevoccola@joevoccolalawoffices.com

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